Insurance isnít kind to teenage drivers. Rates are usually double the price of experienced drivers. Luckily CarInsure.com has provided a list of the top 10 best vehicles to insure for teenagers.
The rates are calculated based on a Washington family: a married couple driving a 2011 Honda Accord and a 2009 Chevrolet Traverse, with a clean driving record and good credit. Their teenage driver is a 16-year-old male, also with a clean driving record. This list covers a five-year insurance impact. The vehicles on this list are from 2008, or 2009.
Tenth on the list is the 2009 Ford Fusion, equipped with ESC. This car gains its price thanks to a perfect NHTSA front impact score and the highest score possible for frontal-offset and side impact tests from the Insurance Institute for Highway Safety. The key to this model though is the optional electronic stability control.
Next on the list is the economical 2009 Honda Civic Sedan. Like the other cars on this list, it has an impressive array of safety features like front-seat side airbags, full-length side curtain airbags and active front head restraints. Thanks to these additions the Civic gets a perfect score from NHTSA in front impact safety, and nearly perfect score for side impact tests (4/5 stars for front passengers and 5/5 for rear). All this means is that you (and your insurance company) can sleep soundly knowing your teen is safe.
The Nissan Rogue is an attractive option for teen drivers thanks to its standard safety equipment. Anti-lock brakes, Stability and Traction control, front seat side airbags, full-length side curtain airbags and active front head restraints all help make the Rogue as safe for the driver as possible. No wonder itís number 8 on this list!
The Scion xB is a great idea for teen drivers, not only thanks to its low price, but itís good reliability and customization options. According to the latest Consumer Reports survey, Toyota (Including Scion) have had outstanding reliability.